13.08.010 Minimum Insurance Requirements.
Each person who conducts an aeronautical activity or service at the airport shall have applicable insurance coverage as set forth on Table 1 in this Section. The City may require additional insurance as may be necessary under any applicable federal, state, or local law, or as the City may reasonably deem necessary to protect the airport, airport users, and the public.
Type of Insurance |
Coverage Required |
---|---|
Fixed Base Operator |
|
Aircraft liability, combined single limit bodily injury and property damage, including passengers |
Turboprop/jet aircraft: $5,000,000.00 each occurrence, including passengers (if doing charter) Piston engine aircraft: $1,000,000.00 each occurrence (if doing charter) with passenger bodily injury limited to $250,000.00 each person |
Comprehensive general premises liability, combined single limit bodily injury and property damage |
$1,000,000.00 each occurrence |
Hangar keepers liability, including City as additional insured with a waiver of subrogation for nontransient storage (policy must be endorsed to reflect the same) |
Twin engine aircraft: $250,000.00 each aircraft, $500,000.00 each occurrence Single engine aircraft: $100,000.00 each aircraft, $200,000.00 each occurrence |
Product liability and completed operations including sales of new aircraft, repairs/services of parts not installed, and restaurant liability |
$1,000,000.00 each occurrence, with bodily injury limited to $100,000.00 each person |
Airframe and Power Plant Repair |
|
Premises liability (for hangar operation), combined single limit bodily injury and property damage |
$1,000,000.00 each occurrence |
Product liability and completed operations, including repairs and services and parts not installed |
$1,000,000.00 each occurrence, with bodily injury limited to $100,000.00 each person |
Hangar keepers liability, including City as additional insured with a waiver of subrogation for nontransient storage (policy must be endorsed to reflect the same) |
Twin engine aircraft: $250,000.00 each aircraft, $500,000.00 each occurrence Single engine aircraft: $100,000.00 each aircraft, $200,000.00 each occurrence |
Avionics, Instrument and Propeller Repair |
|
Premises liability, combined single limit bodily injury and property damage |
$1,000,000.00 each occurrence |
Product liability and completed operations, including repairs and services and parts not installed |
$1,000,000.00 each occurrence, with bodily injury limited to $100,000.00 each person |
Hangar keepers liability, including City as additional insured with a waiver of subrogation for nontransient storage (policy must be endorsed to reflect the same) |
Twin engine aircraft: $250,000.00 each aircraft, $500,000.00 each occurrence Single engine aircraft: $100,000.00 each aircraft, $200,000.00 each occurrence |
Flight Training |
|
Aircraft liability, combined single limit bodily injury and property damage |
$1,000,000.00 each occurrence, with passenger bodily injury limited to $100,000.00 per person |
Student and renters liability |
$25,000.00 each occurrence, including passengers |
Aircraft Sales |
|
Aircraft liability (owned and non-owned aircraft), combined single limit bodily injury and property damage |
$1,000,000.00 each occurrence, with passenger bodily injury limited to $100,000.00 each person |
Product liability and completed operations and sale of aircraft |
$1,000,000.00 each occurrence, with passenger bodily injury limited to $100,000.00 each person |
Aircraft Rental |
|
Aircraft liability, combined single limit bodily injury and property damage |
$1,000,000.00 each occurrence, with passenger bodily injury limited to $100,000.00 each person |
Student and renters liability |
$25,000.00 each occurrence, including passengers |
Aircraft Charter and Air Taxi |
|
Aircraft liability, combined single limit bodily injury and property damage including passengers |
$5,000,000.00 each occurrence including passengers $1,000,000.00 each occurrence, with passengers bodily injury limited to $250,000.00 each person |
Flying Club |
|
Aircraft liability, combined single limit bodily injury and property damage; flying clubs members must own equal shares of the aircraft and/or equal shares in the club that owns aircraft |
$1,000,000.00 each occurrence, with passenger bodily injury limited to $100,000.00 each person |
Specialized Commercial Aeronautical Activities |
|
Aircraft liability (if aircraft is utilized in the operation), combined single limit bodily injury and property damage including passengers |
$250,000,000.00 each occurrence, including passenger bodily injury |
Comprehensive general premises liability and property damage (if operator leases hangar, ramp, or office space), combined single limit bodily injury and property damage |
$1,000,000.00 each occurrence |
Motor vehicle liability (if operator uses service vehicles in airport air operations area), combined single limit and bodily injury and property damage |
$1,000,000.00 each occurrence |