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Each person who conducts an aeronautical activity or service at the airport shall have applicable insurance coverage as set forth on Table 1 in this Section. The City may require additional insurance as may be necessary under any applicable federal, state, or local law, or as the City may reasonably deem necessary to protect the airport, airport users, and the public.

Table 1 - Minimum Insurance Requirements

Type of Insurance

Coverage Required

Fixed Base Operator

Aircraft liability, combined single limit bodily injury and property damage, including passengers

Turboprop/jet aircraft: $5,000,000.00 each occurrence, including passengers (if doing charter)

Piston engine aircraft: $1,000,000.00 each occurrence (if doing charter) with passenger bodily injury limited to $250,000.00 each person

Comprehensive general premises liability, combined single limit bodily injury and property damage

$1,000,000.00 each occurrence

Hangar keepers liability, including City as additional insured with a waiver of subrogation for nontransient storage (policy must be endorsed to reflect the same)

Twin engine aircraft: $250,000.00 each aircraft, $500,000.00 each occurrence

Single engine aircraft: $100,000.00 each aircraft, $200,000.00 each occurrence

Product liability and completed operations including sales of new aircraft, repairs/services of parts not installed, and restaurant liability

$1,000,000.00 each occurrence, with bodily injury limited to $100,000.00 each person

Airframe and Power Plant Repair

Premises liability (for hangar operation), combined single limit bodily injury and property damage

$1,000,000.00 each occurrence

Product liability and completed operations, including repairs and services and parts not installed

$1,000,000.00 each occurrence, with bodily injury limited to $100,000.00 each person

Hangar keepers liability, including City as additional insured with a waiver of subrogation for nontransient storage (policy must be endorsed to reflect the same)

Twin engine aircraft: $250,000.00 each aircraft, $500,000.00 each occurrence

Single engine aircraft: $100,000.00 each aircraft, $200,000.00 each occurrence

Avionics, Instrument and Propeller Repair

Premises liability, combined single limit bodily injury and property damage

$1,000,000.00 each occurrence

Product liability and completed operations, including repairs and services and parts not installed

$1,000,000.00 each occurrence, with bodily injury limited to $100,000.00 each person

Hangar keepers liability, including City as additional insured with a waiver of subrogation for nontransient storage (policy must be endorsed to reflect the same)

Twin engine aircraft: $250,000.00 each aircraft, $500,000.00 each occurrence

Single engine aircraft: $100,000.00 each aircraft, $200,000.00 each occurrence

Flight Training

Aircraft liability, combined single limit bodily injury and property damage

$1,000,000.00 each occurrence, with passenger bodily injury limited to $100,000.00 per person

Student and renters liability

$25,000.00 each occurrence, including passengers

Aircraft Sales

Aircraft liability (owned and non-owned aircraft), combined single limit bodily injury and property damage

$1,000,000.00 each occurrence, with passenger bodily injury limited to $100,000.00 each person

Product liability and completed operations and sale of aircraft

$1,000,000.00 each occurrence, with passenger bodily injury limited to $100,000.00 each person

Aircraft Rental

Aircraft liability, combined single limit bodily injury and property damage

$1,000,000.00 each occurrence, with passenger bodily injury limited to $100,000.00 each person

Student and renters liability

$25,000.00 each occurrence, including passengers

Aircraft Charter and Air Taxi

Aircraft liability, combined single limit bodily injury and property damage including passengers

$5,000,000.00 each occurrence including passengers $1,000,000.00 each occurrence, with passengers bodily injury limited to $250,000.00 each person

Flying Club

Aircraft liability, combined single limit bodily injury and property damage; flying clubs members must own equal shares of the aircraft and/or equal shares in the club that owns aircraft

$1,000,000.00 each occurrence, with passenger bodily injury limited to $100,000.00 each person

Specialized Commercial Aeronautical Activities

Aircraft liability (if aircraft is utilized in the operation), combined single limit bodily injury and property damage including passengers

$250,000,000.00 each occurrence, including passenger bodily injury

Comprehensive general premises liability and property damage (if operator leases hangar, ramp, or office space), combined single limit bodily injury and property damage

$1,000,000.00 each occurrence

Motor vehicle liability (if operator uses service vehicles in airport air operations area), combined single limit and bodily injury and property damage

$1,000,000.00 each occurrence

(Enacted 2004-07)